See what you’re really paying to take cards
Send us your last one to three processing statements. A consultant goes through every line and calls you with your effective rate, the fees that crept in, and what a better setup would cost.
- No charge, no obligation
- Stored privately, deleted within 180 days
- Explained by a person, not a report
Statements received
A consultant will go through them and call you with what we found. If anything is unreadable, we’ll let you know.
How we keep fees down after you switchSix things most statements hide
Your real effective rate
Every fee added up and divided by your volume, so you can compare offers on one number.
Your pricing model
Flat rate, tiered or interchange-plus, and whether it still suits your volume and ticket size.
Fees that crept in
Increases since you signed, plus monthly, annual, PCI and statement fees you may not need to pay.
Equipment and contract terms
Leases, early-termination fees and auto-renewals that cost more than they appear to.
Funding delays
Any hold or slow funding on your account, and whether your history now supports faster deposits.
Chargeback exposure
Dispute fees and how close you are to a card-brand threshold, if the statement shows it.
Is the review really free?
Yes. There’s no charge and no obligation. If we can’t save you money or improve your setup, we’ll say so.
Which statements should I send?
Your last one to three monthly processing statements, as PDFs. More months help us spot fee changes and seasonality.
What happens to my statements?
They’re stored privately, seen only by our staff, and deleted within 180 days unless they become part of an application you ask us to make.
Do I have to switch processors?
No. Sometimes the best outcome is a better rate from the processor you already have. We’ll tell you what we’d do either way.